Competition Winner

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Travel Insurance

Online Holiday and Business Trip Travel Insurance and Annual Multi Trip Cover


Competitive rates with and without Baggage cover

24 hours Claims hotline manned by specialists

 

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Personal Accident and Personal Accident & Sickness Insurance

What is available
Faxback template
Proposal form

Keyfacts statement

 

Home Insurance

1. Standard Home Insurance

Owner occupied risks
Professional Lets

2. Non-standard Home Insurance

Renovations and Conversions:
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UGM Magenta Home Insurance For Buildings in the Course of Being Renovated

It could be

The simple redecoration of a house, bungalow or flat
The complete refurbishment of a run down property
The Conversion of a Barn, Mill, Church, Water Tower or just about any existing structure

It could be:

For owner occupation
Work prior to sale
Preparation for letting

For details of cover available please click on the keyfacts logo or call us on 08709 002388 to discuss your client's requirements.
click for a keyfacts doccument in a new window

Barns/Churches/Water Towers etc
Flats: Blocks or Individual Flats
Construction: Timber Frame/Cob/Mundic Block (just about everything bar thatch)

Unoccupied Homes
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Unoccupied Homes

It could be:

Newly built or about to be purchased
Inherited
A Second Home
That the occupier has been posted overseas

It could be:

About to be sold
Due to be owner occupied
Due to be let

For details of cover available please click on the keyfacts logo or call us on 08709 002388 to discuss your client's requirements: we welcome the unusual.
click for a keyfacts doccument in a new window

Inherited / Second Homes/Postings Overseas etc
Occupations: Entertainers/Sportsmen/Airline Cabin Crew etc
Computer Declines: Mid Net Worth/Listed Buildings etc

Let Homes

Professionals
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Insurance for Long Term Single Occupancy Lets to Professional Tenants

click for a keyfacts doccument in a new windowIf your quote shows Category Pn

click for a keyfacts doccument in a new window If your quote shows Category Ps

Covering buildings let as permanently furnished or unfurnished accommodation on an Assured Shorthold Tenancy Agreement for a minimum of six months to a family, a married couple, a single person or two persons sharing who pay the entire rent from earned or retirement income.


DSS
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"DSS" Lets (Category B) Insurance for Long Term Single Occupancy Lets

Covering buildings let as permanently furnished or unfurnished accommodation on an Assured Shorthold Tenancy Agreement for a minimum of six months to a family, a married or common law couple, a single person or two persons sharing

click for a keyfacts doccument in a new windowclick here for keyFacts



Multi tenanted - Up to 4 Bedsits
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Insurance For Multi-Tenanted Property, Including Bedsits, And Excluding Students

click for a keyfacts doccument in a new windowFor a maximum of 4 bedsits

click for a keyfacts doccument in a new windowFor more than 4 bedsits

Covering buildings let as short or long term accommodation on an Assured Shorthold Tenancy Agreement for a minimum of six months to several persons sharing provided none of the tenants are students.



Other Bedsits Excluding Students
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Insurance For Multi-Tenanted Property, Including Bedsits, And Excluding Students

click for a keyfacts doccument in a new windowFor a maximum of 4 bedsits

click for a keyfacts doccument in a new windowFor more than 4 bedsits

Covering buildings let as short or long term accommodation on an Assured Shorthold Tenancy Agreement for a minimum of six months to several persons sharing provided none of the tenants are students.



Student Accommodation
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Insurance For Short Term, Bedsits or Multi-Tenanted Lets For Students

click for a keyfacts doccument in a new windowCovering buildings let as short or long term accommodation for students.



Holiday Lets
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Holiday Lets

click for a keyfacts doccument in a new windowCovering buildings let as furnished holiday accommodation to a family or families, couples or small groups sharing. (The maximum number of unrelated persons under 25 years sharing is four.)

Second Homes
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click for a keyfacts doccument in a new windowHoliday homes and other homes that are not the main residence whether they are the week day base in the city or the weekend home in the country.